Please quote your Thesis Servicing account reference number

In order to update your personal details, you must notify all of your loan servicers separately.

Contact the Student Loans Company for more advice

You can repay your transferred loan account(s) in full at any time. For information about a settlement figure or to repay your loan(s) in full, please contact Erudio Student Loans using the details shown on the page.

your handy guide thesis servicing ..

No. Any loan(s) you repay through your employer or HM Revenue & Customs are called income contingent repayment (ICR) loans and are unaffected by this sale, so you'll continue to repay them in this way. If you have queries regarding your ICR loan(s), you should contact the Student Loans Company:

We require all customers to complete and sign a Deferment Application Form (DAF) in order to ensure consistency and treat all customers equally and fairly. This is in line with the Student Loans Company (SLC) terms and conditions which required all DAFs to be signed and therefore our policy remains in line with that of the SLC. A signature is required to verify the information provided and is not intended to provide any additional consent above the original terms and conditions.


Have they taken over the servicing of all Student loans?

Yes - To apply for deferment you need to fill in the Erudio Student Loans Deferment Application Form.

By law, and under the terms of your loan agreement, you are entitled to apply for deferment if your income is below the relevant threshold (currently £29,219 gross annual income). To enable us to process your application, you will need to provide satisfactory evidence that your income is below this threshold. Where appropriate, we will ask you to verify certain pieces of information and, if necessary, we will make checks about the evidence you have provided.

student loans – the repayment threshold goes ..

Yes - To apply for deferment you need to fill in the Erudio Student Loans Deferment Application Form.

By law, and under the terms of your loan agreement, you are entitled to apply for deferment if your income is below the relevant threshold (currently £29,219 gross annual income). To enable us to process your application, you will need to provide satisfactory evidence that your income is below this threshold. Where appropriate, we will ask you to verify certain pieces of information and, if necessary, we will make checks about the evidence you have provided.

The figures behind student loans just don't add up ..

We may pass details of your loan to credit reference agencies (CRAs) where your account was opened before 1998 in accordance with the terms and conditions of the loan. Where your account was opened in or after 1998 then we may pass details of your loan to CRAs where (i) your account is in or has been in arrears with Erudio Student Loans or (ii) your account is in default or (iii) you have agreed that we may do this. Where your account is in deferral it will be treated in the same way as any other form of loan, which is in a payment holiday and will not be treated as a default.

overdraft, then the Student Loans Company egged him on with an ..

The Education (Student Loans) Regulations 1998 defines the threshold as 85% of the lender's estimate of the average earnings of all full-time employees in Great Britain for the January when the level will apply. The Department for Education (DfE) make this calculation, which is based on figures published by the Office for National Statistics.

Based on this calculation, DfE has informed Erudio Student Loans that from 1 September 2017 to 31 August 2018 the deferment threshold will be a gross annual income of £29,219 (equivalent to £2,434.91 a month).

As is the case for all deferments reviewed by the Student Loans Company, deferment applications will be assessed by Erudio Student Loans on the threshold applicable on the date the Deferment Application Form is received.